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Fair credit pricing: the key to development finance.

Need for Fair Credit Pricing?

In this section, we address how fair credit pricing fuels economic growth and supports small businesses.


What drives economic growth?

Fair credit pricing unlocks development finance, empowering low-income communities and supporting small businesses.

Are current credit regulations hindering progress?

Outdated caps on lending fees threaten sustainability and push consumers towards illegal lenders.

Can formal credit providers thrive?

Restrictive lending fees deny essential finance for education, business, and housing needs.

What happens when credit is unavailable?

When regulated credit is unavailable, people turn to exploitative, illegal lenders.

What are the consequences of illegal lending?

Illegal lenders charge exorbitant rates and use coercive collection methods.

Development finance: the engine of inclusive growth

MFSA members advance development finance by offering small loans to excluded individuals.